Seattle Condo HOA Fees by Building 2026 | Complete Guide

Understanding HOA Fees

What Do Seattle Condo HOA Fees Cover?

HOA fees, sometimes called homeowners association dues or monthly assessments, cover the shared costs of maintaining a condo building. In Seattle's urban high-rise market, these fees typically fund building insurance, exterior maintenance and repairs, elevator service, lobby and common area upkeep, water and sewer, building management, and contributions to the reserve fund for major future capital expenditures.

Luxury buildings add layers of cost: 24/7 concierge staffing, valet parking, rooftop pools and spas, wine storage rooms, screening rooms, fitness centers with equipment contracts, and guest suites. All of these are reflected in higher monthly dues.

HOA fees in Seattle vary dramatically, from $350/month at a small boutique loft building with minimal amenities, to over $8,000/month at the Four Seasons Private Residences where hotel-level services are bundled in. Understanding this range is essential for budgeting accurately as a condo buyer.

Why Fees Vary Between Buildings

The biggest drivers of HOA fee variation are building age (older buildings often have higher reserves needed), total number of units (more units = more people sharing costs), amenity level (concierge, pool, spa = higher costs), staffing model (on-site management vs. remote), and the building's current reserve fund health. A well-funded reserve means lower special assessment risk, a key factor buyers should review before purchasing.

HOA Fee Quick Reference

Ultra Luxury: $2,500–$8,000/mo (Four Seasons, Escala penthouse)

Luxury: $700–$2,500/mo (Insignia, Olive 8, Madison Tower)

Premium: $600–$1,400/mo (Cristalla, 2200 Westlake, Spire)

Mid-Range: $450–$900/mo (most Belltown, SLU buildings)

Value/Lofts: $350–$700/mo (Mosler, Bagley, Belltown Lofts)

HOA Fee Reference

Seattle Condo HOA Fees, All Buildings

Monthly HOA ranges, estimated per-square-foot costs, and luxury tier classifications for Seattle's condo market. Data reflects current assessments as of 2026.

Building	Neighborhood	Year Built	Units	HOA Range / Mo	HOA / Sq Ft Est.	Luxury Tier
1521 2nd Avenue	Downtown	2005	200	$550–$1,000	~$0.70–1.25	Premium
2200 Westlake	Denny Triangle	2006	261	$600–$1,200	~$0.75–1.50	Premium
5th & Madison	Downtown	2001	100	$500–$900	~$0.60–1.10	Mid-Range
81 Vine	Belltown	2009	164	$650–$1,200	~$0.80–1.50	Premium
98 Union	Downtown	2002	135	$600–$1,100	~$0.75–1.38	Premium
Arbor Place	Downtown Bellevue	2004	80	$500–$900	~$0.62–1.12	Mid-Range
Astoria	Belltown	2001	149	$450–$750	~$0.56–0.94	Mid-Range
Avenue One	South Lake Union	2008	130	$500–$850	~$0.62–1.06	Mid-Range
Bagley Lofts	Capitol Hill	2006	34	$350–$600	~$0.32–0.56	Value
Banner Building	Pioneer Square	2003	25	$450–$750	~$0.45–0.75	Value
Bay Vista	Belltown	1987	70	$400–$700	~$0.50–0.88	Value
Bellevue Towers	Downtown Bellevue	2008	539	$650–$1,300	~$0.75–1.50	Premium
Bellora	Belltown	2006	93	$450–$750	~$0.56–0.94	Mid-Range
Belltown Court	Belltown	2003	95	$450–$750	~$0.56–0.94	Mid-Range
Belltown Lofts	Belltown	2000	40	$400–$650	~$0.40–0.65	Value
Braeburn	Belltown	2004	55	$450–$750	~$0.56–0.94	Mid-Range
Brix	Belltown	2006	61	$450–$750	~$0.56–0.94	Mid-Range
Carbon 56	Capitol Hill	2016	132	$450–$750	~$0.56–0.94	Mid-Range
Concord Condos	Belltown	2000	206	$550–$1,000	~$0.69–1.25	Mid-Range
Continental Place	Downtown	1983	180	$550–$950	~$0.69–1.19	Mid-Range
Cosmopolitan	Downtown	2007	253	$650–$1,300	~$0.75–1.50	Premium
Cristalla	Belltown	2005	195	$600–$1,400	~$0.60–1.40	Luxury
Eastlake & Lofts	Eastlake	2008	60	$400–$650	~$0.50–0.81	Value
Ellington	Downtown	2009	90	$500–$900	~$0.62–1.12	Mid-Range
Emerald	South Lake Union	2021	262	$550–$1,000	~$0.65–1.18	Mid-Range
Enso	South Lake Union	2009	135	$450–$750	~$0.56–0.94	Mid-Range
Escala	Downtown	2010	269	$900–$2,500	~$0.80–1.80	Luxury
First Hill Plaza	First Hill	2002	120	$450–$800	~$0.56–1.00	Mid-Range
First Light	Downtown	2022	448	$700–$1,500	~$0.82–1.76	Luxury
Four Seasons Private Residences	Downtown	2008	36	$2,500–$8,000	~$1.25–4.00	Ultra Luxury
Gallery	Belltown	2009	233	$500–$900	~$0.62–1.12	Mid-Range
Grandview	Downtown Bellevue	2003	170	$600–$1,100	~$0.75–1.38	Premium
Graystone	First Hill	2022	80	$500–$900	~$0.62–1.12	Mid-Range
Gridiron	Pioneer Square	2020	107	$550–$1,000	~$0.65–1.18	Mid-Range
Harbour Heights	Downtown	1985	65	$450–$750	~$0.56–0.94	Mid-Range
Infinity Shores	South Lake Union	2023	120	$600–$1,100	~$0.75–1.38	Premium
Insignia Towers	Belltown / Denny Triangle	2015	698	$700–$1,800	~$0.80–2.00	Luxury
KODA	First Hill	2021	206	$600–$1,200	~$0.75–1.50	Premium
Kirkland Central	Downtown Kirkland	2007	56	$450–$750	~$0.56–0.94	Mid-Range
Klee	Capitol Hill	2016	42	$450–$750	~$0.56–0.94	Mid-Range
Le Parc	Belltown	2000	76	$450–$750	~$0.56–0.94	Mid-Range
Lincoln Tower	Downtown Bellevue	2005	148	$700–$1,400	~$0.80–1.60	Luxury
Luma	South Lake Union	2014	140	$500–$900	~$0.62–1.12	Mid-Range
Lumen	Capitol Hill	2016	168	$450–$750	~$0.56–0.94	Mid-Range
Madison Lofts	Capitol Hill	2007	40	$400–$650	~$0.40–0.65	Value
Madison Tower	Downtown	2017	148	$800–$1,900	~$0.94–2.24	Luxury
Market Court	Pioneer Square	2003	50	$400–$700	~$0.50–0.88	Value
Market Place North	Downtown	2000	110	$450–$800	~$0.56–1.00	Mid-Range
Marselle	Belltown	1990	54	$450–$750	~$0.56–0.94	Mid-Range
Matae	First Hill	2019	65	$500–$900	~$0.62–1.12	Mid-Range
Meridian	South Lake Union	2007	104	$500–$850	~$0.62–1.06	Mid-Range
Merrill Place Lofts	Belltown	2001	36	$400–$700	~$0.40–0.70	Value
Millennium Tower	Downtown	2000	195	$450–$750	~$0.55–0.95	Mid-Range
Montreux	Eastlake	2001	54	$400–$700	~$0.50–0.88	Value
Mosler Lofts	Belltown	2007	148	$400–$700	~$0.35–0.65	Value
Newmark Tower	Downtown	1991	298	$600–$1,100	~$0.75–1.38	Premium
Nexus	Denny Triangle	2020	389	$650–$1,300	~$0.76–1.53	Premium
Olive 8 Residences	Downtown	2009	229	$800–$2,200	~$0.70–1.85	Luxury
One Main Street	Pioneer Square	2007	57	$500–$850	~$0.62–1.06	Mid-Range
One Pacific Tower	Belltown	2005	112	$600–$1,000	~$0.75–1.25	Premium
Parc Belltown	Belltown	2008	185	$450–$750	~$0.56–0.94	Mid-Range
Parkview Plaza	Belltown	1990	88	$450–$750	~$0.56–0.94	Mid-Range
Pomeroy	Belltown	2003	117	$600–$1,000	~$0.75–1.25	Premium
Royal Crest	Belltown	1990	28	$450–$700	~$0.56–0.88	Mid-Range
Ruby	Belltown	2004	80	$450–$800	~$0.56–1.00	Mid-Range
Seaboard	Downtown	2001	55	$450–$750	~$0.56–0.94	Mid-Range
Seattle Heights	Belltown	1995	105	$450–$750	~$0.56–0.94	Mid-Range
Site 17	Eastlake	2018	175	$500–$900	~$0.62–1.12	Mid-Range
Spire	Belltown	2022	343	$700–$1,800	~$0.82–2.12	Luxury
Taylor Anne	Belltown	2003	48	$400–$700	~$0.50–0.88	Value
The Glass	Downtown	2008	90	$500–$950	~$0.62–1.19	Mid-Range
The Lofts Seattle	Belltown	1999	34	$400–$650	~$0.40–0.65	Value
The Lux	Queen Anne	2008	34	$400–$700	~$0.50–0.88	Value
The Tribeca	Belltown	2001	146	$450–$800	~$0.56–1.00	Mid-Range
The Vine	Belltown	2006	140	$450–$800	~$0.56–1.00	Mid-Range
Trace & Lofts	Belltown	2007	90	$450–$750	~$0.56–0.94	Mid-Range
Veer Lofts	South Lake Union	2008	197	$450–$750	~$0.56–0.94	Mid-Range
Victoria	First Hill	2006	55	$450–$750	~$0.56–0.94	Mid-Range
Waterfront Landings	Belltown	1987	60	$450–$750	~$0.56–0.94	Mid-Range
Waterfront Place	Belltown	1992	70	$450–$750	~$0.56–0.94	Mid-Range
Watermark Tower	Downtown	1983	95	$600–$1,200	~$0.75–1.50	Premium

* HOA fee ranges are approximate and reflect typical monthly assessments as of 2026. Per-square-foot estimates based on median unit sizes. Always verify current dues with building management before purchase.

Cost Drivers

Why Seattle Condo HOA Fees Vary So Widely

A $350/month HOA at a boutique loft and an $8,000/month HOA at a full-service tower are both defensible, here's what drives the difference.

Concierge & Staffing

Buildings with 24/7 concierge, doormen, and valet services carry significantly higher personnel costs. Escala, Olive 8, Four Seasons, and Insignia all employ full-time front-desk and concierge teams. This alone can add $200–$600/month to dues compared to a self-managed building.

Amenity Level

Indoor pools, spas, wine rooms, screening rooms, rooftop terraces, and fitness centers all require ongoing maintenance, staffing, and insurance. A building without these amenities will always have lower HOA dues than a building with resort-level facilities.

Building Age & Capital Reserves

Older buildings built in the 1980s–1990s often have higher dues because they require larger reserve fund contributions for aging systems, roofs, elevators, plumbing, windows. New construction buildings like Spire and First Light have lower initial reserve requirements but will increase over time.

Reserve Fund Contributions

Washington State requires HOAs to maintain reserve funds for long-term capital expenses. A well-funded reserve (70%+) means the building is financially healthy and unlikely to levy special assessments. Monthly dues at responsible buildings include healthy reserve contributions, typically 15–30% of total dues.

Building Size & Unit Count

Large buildings like Insignia (698 units) spread operating costs across more owners, which can lower per-unit dues despite impressive amenities. Small boutique buildings with 30–60 units carry all fixed costs among fewer owners, sometimes resulting in higher per-unit fees even with minimal amenities.

Utilities Included

Some buildings, particularly older ones, include water, sewer, garbage, and occasionally heat in HOA dues. Buildings that include utilities will show higher dues but offer the convenience of fewer separate bills. Always calculate true total housing cost when comparing buildings with different inclusion policies.

Frequently Asked Questions

Seattle Condo HOA Fee FAQ

What is the average HOA fee for Seattle condos?

The average HOA fee for a Seattle condo ranges from $450 to $900 per month. Mid-range buildings in Belltown, South Lake Union, and Capitol Hill typically run $450–$800/month. Luxury high-rises average $700–$2,500/month, and ultra-luxury buildings like the Four Seasons Private Residences can exceed $8,000/month. Location, amenities, building age, and reserve fund contributions are the primary drivers.

Why are luxury condo HOA fees higher than standard condos?

Luxury condo HOA fees are higher due to full concierge staffing, resort-style amenities (pools, spas, wine rooms, screening rooms), higher-end building maintenance, larger reserve fund requirements, valet parking, and premium common area finishes. Buildings like Escala, Olive 8, and Four Seasons also factor in hotel-service staffing costs not present in standard buildings.

Do Seattle condo HOA fees include utilities?

Most Seattle condo HOA fees do not include utilities, residents pay electricity, gas, and internet separately. However, some buildings include water, sewer, and garbage in the HOA fee. A few older buildings have master-metered electricity and include it in dues. Always review the HOA financial documents to confirm what is included before purchasing.

Which Seattle condos have the highest HOA dues?

The Seattle condos with the highest HOA dues are Four Seasons Private Residences ($2,500–$8,000/month), Escala ($900–$2,500/month), and Olive 8 Residences ($800–$2,200/month). These ultra-luxury buildings include full-service concierge, hotel amenities access, and premium finishes throughout common areas. Madison Tower and Insignia are also among the higher-fee buildings at $700–$1,900/month.

Which Seattle condo buildings have the lowest HOA fees?

Seattle condo buildings with the lowest HOA fees are typically smaller loft conversions and boutique buildings: Bagley Lofts ($350–$600/month), The Lofts Seattle ($400–$650/month), Mosler Lofts ($400–$700/month), and Belltown Lofts ($400–$650/month). These buildings have fewer amenities, smaller staffs, and lower operating costs.

How do buyers evaluate a condo HOA's financial health?

Buyers should request the HOA's last two years of financial statements, current reserve fund study, reserve funding percentage, budget, and meeting minutes. Key indicators of a healthy HOA include a reserve fund funded at 70%+, no deferred maintenance, a history of stable (not rapidly increasing) dues, and no pending litigation. Jeff Reynolds reviews these documents with every buyer as part of his condo specialist process, it's one of the most important parts of evaluating a Seattle condo purchase.

Seattle Condo HOA Fees by Building